Factors Affecting Credit Use in Agricultural Business Concerns in Turkey
Yazarlar (2)
Prof. Dr. Halil KIZILASLAN
Tokat Gaziosmanpaşa Üniversitesi, Türkiye
| Makale Türü | Özgün Makale |
| Makale Alt Türü | Diğer hakemli uluslarası dergilerde yayınlanan tam makale |
| Dergi Adı | Research Journal of Agriculture and Biological Sciences |
| Dergi Tarandığı Indeksler | CAB Abstracts / Global Health |
| Makale Dili | İngilizce |
| Basım Tarihi | 01-2007 |
| Cilt No | 3 |
| Sayı | 5 |
| Sayfalar | 409 / 417 |
| Özet |
| The aim of this research is to determine the credit use status of the businesses using agricultural credits and the factors thought to be affecting credit usage. The data of the primary nature in the research are have been collected through polls from 71 business concerns using the Neyman method. The economic structure of the business concerns have been analyzed based on three scale groups of business concerns being 1-50 da, 51-100 da and 101 and over da. While, in the business concerns according to their business concern width averages, 38.03% make up for their want of capital only with their non-institutionalized credit resources, 35.21% have worked only with institutionalized credit resources and 26.76% with both. Khi-Kare analysis have been carried out during the research to see whether there is a relationship between the credit use of the producers and the socio-economic factors claimed to be affecting credit use. According to the results of the test carried out, it has been concluded that the relationship between the level of expertise and rate of market orientedness is statistically meaningful. Furthermore, in order to decide whether there is a difference in terms of some economic characteristics thought to be affecting credit usage, a variance analysis has been made. Only the difference between the business concern width groups and the credit usage groups was found out to be significant. |
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